Down Payment Assistance Programs

Down Payment Assistance Programs

Get the money you need for down payment and closing costs! You could receive as much as $20,000 through one of our Down Payment Assistance Programs.

What is Down Payment Assistance?

Down payment assistance programs provide a set amount of money to qualified home buyers, typically to cover down payment or closing costs.

Not all down payment assistance programs are the same, as the money you received can be considered a grant, interest-free loan, or a debt that you pay off in the future. Almost all down payment assistance programs require you to live in your home as your primary residence for a certain amount of time.

Do I Qualify For Down Payment Assistance?

Not everyone will qualify for down payment assistance programs. Most programs base your qualification off of your income and how much home you’re wanting to purchase, though some programs like our Price Edge Down Payment Assistance Program doesn’t have any income limitations for first time home buyers, educators, first responders, or military personnel.

We have programs available for borrowers with FICO scores as low as 620.

Price Edge – Down Payment Assistance

  • FICO down to 620
  • Lower rates than Home in 5 and Home plus
  • No Lien on the property
  • Manufactured homes allowed
  • Low to No lender fees
  • No income limits*
  • DTI up to 50%
  • Lower Mortgage insurance Premium
  • Up to 5% grant

Low FICO Scores

Our Price Edge program is designed to work with all kinds of credit scores. Get approved with a 620+ FICO score.

No Income Limits*

For first time home buyers, educators, first responders, medical personnel, civil servants or military personnel.

Lower Rates

Our Price Edge program has lower rates than comparable products like Home in 5 and Home in 5 Plus.

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Ideally Suited For
  • First time home buyers
  • Those who need assistance with the down payment
  • Those with low to moderate credit scores
Loan Features
  • Lower rates than other comparable programs
  • Up to 5% grant towards your down payment
  • No income limits*
  • Zero lender fees
  • Lower mortgage insurance premium